Virtual Accounts & Wallet System
At Grubies, we offer a seamless Virtual Account and Wallet System designed to simplify digital financial transactions for individuals and businesses. Our platform ensures secure, real-time fund management, giving users full control over their money from anywhere, at any time.
Key Features
- Simplified Transaction Management: Easier to manage and reconcile multiple payments or income sources.
- Enhanced Security: Reduces the need to expose sensitive primary account details.
- Cost-Effective: Virtual accounts reduce the need for multiple physical accounts and streamline financial processes.
- Automation: Useful for automating processes like billing and collections, as virtual accounts can be assigned for specific purposes
- Seamless Integration & Security : Easily integrate with your e-commerce platform, app, or POS system via secure APIs with end-to-end encryption, two-factor authentication (2FA), and regulatory compliance ensure user and transaction security.
- Merchant Wallets: Businesses can accept payments directly into their wallet or virtual account, manage settlements, track sales and get alerts for every transaction—deposits, withdrawals, transfers and purchases.
Payout & Transfer Services
We provide a fast, secure, and scalable Payout & Transfer solutions that allows individuals and businesses to send money seamlessly to bank accounts, wallets, or other users—anytime, anywhere in Nigeria.
- Instant Payouts Send funds instantly to beneficiaries' bank accounts or wallets across various banks and platforms.
- Bulk Transfers Simplify mass payments such as payroll, vendor settlements, affiliate commissions, or customer refunds with our easy-to-use bulk transfer feature.
- Cross-Platform Support Transfer money between bank accounts, mobile wallets, or in-app wallets with full flexibility.
- 24/7 Support AvailabilityOur payout system operates round the clock, ensuring funds are delivered quickly—even outside transactions hours.
- Real-Time Tracking Track the status of each transfer with real-time updates and confirmations
- Secure API Integration Our automated payouts allows Multi-bank disbursement with high success rates using detailed reporting and audit trails via the Two-factor authentication (2FA) for added security.
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